1.1 If you choose to use financeyourdreams.org (the “Site”), the mobile sites and any of the features of this site you will be agreeing to abide by all of the terms and conditions of these Terms of Service between you and Fredrick Youseff Dooley (“FYD” or “Finance Your Dreams” or “Fred” or “Fred Dooley” or “us” or “we”).

1.2 We may change, add or remove portions of these Terms of Service at any time, which shall become effective immediately upon posting. It is your responsibility to review these Terms of Service prior to each use of the Site and by continuing to use this Site, you agree to any changes.

1.3 We may change, suspend or discontinue any aspect of the Services at any time, including the availability of any Services feature, database, or content. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

2. Services and Their Use

2.1 The images, articles and other content maintained on this site as well as the opinions voiced in this material are meant for educational and general informational purposes solely. They are not intended to provide specific advice or recommendations for any individual. No information on this site constitutes financial advice and should not take the place of consulting with a licenses financial planner and tax, legal or other financial adviser.

2.2 Additionally, no part (except for the images that fall under the image clause in 2.3) can be reprinted in whole or in part without prior written consent of FYD.

2.3 Image Clause
Only media obtained from free websites such as but not limited to Pixabay and Unsplash maybe used without my expressed written permission as they are public images. Any non-free images, logos, or brands (hence forth ILB) that are used from Wikipedia are done so in compliance with Wikipedia’s non-free content policy, logo guidelines, and fair use under United States copyright law. For the aforementioned ILB there is almost certainly no free representation. Any substitute that is not a derivative work would fail to convey the meaning intended, would tarnish or misrepresent its image, or would fail its purpose of helping readers identify the company, product, or brand.

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